Dental Select Senior Co-Pay makes dental insurance easy and affordable. There are no annual maximums to track and all co-payments are fixed. Plus routine exams, cleanings, and fluoride treatments are covered 100% after a low deductible is met on all services.

No Annual Maximum

There’s no annual maximum on your coverage, so you can utilize whatever benefits you need, as often as you need.

Network Options

Choose between our regional Gold and national Platinum networks at enrollment.

Fixed Copay

Dental on a budget? Copays are fixed so you’ll always know what you’re going to pay prior to your appointment.

Plan Highlights

  • Preventive covered at 100%
  • No annual maximum
  • Discount on specialists
  • Fixed copayments
  • Senior hearing aid discount
  • Discount vision plan included

Plan Summary

In-Network

Out-of-Network

Preventive
In-Network
100%
Out-of-Network
100% of Fee Schedule (General Dentist Only)
Basic
Includes fillings & oral surgery
In-Network
Up to 70% coverage (Copay applies)
Out-of-Network
Up to 70% of Fee Schedule (General Dentist Only)
Waiting Period - Basic
In-Network
6 months
Out-of-Network
6 months
Major
Includes crowns, bridges, periodontics, endodontics & dentures
In-Network
Up to 50% coverage (Copay applies)
Out-of-Network
Up to 50% of Fee Schedule (General Dentist Only)
Waiting Period - Major
In-Network
12 months
Out-of-Network
12 months
Deductible
Per effective date year. Applies to all services.
In-Network
$25/$75 per person/ per family
Out-of-Network
$25/$75 per person/ per family
Maximum Benefit
Per member, per effective date year. Applies to services excluding orthodontics.
In-Network
Unlimited
Out-of-Network
Unlimited
Orthodontics
Children & Adults
In-Network
20% Discount
Out-of-Network
N/A
Orthodontic Maximum
In-Network
Unlimited
Out-of-Network
N/A
Waiting Period - Orthodontic
In-Network
None
Out-of-Network
N/A

FAQ

Which networks can I use?
Who can I include on my plan?
Additional inclusions for seniors?
When is my plan effective?
How do you collect my initial premium?
Does my plan include vision?
What if I require specialist services?
What services does my deductible apply?
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