Individual & Family Dental Plans

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University of North Texas Association

Special rates for members of associations, banks, credit unions, non-profit organizations or school districts.


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General Information

  Discount Plan Co-Pay Plan Co-Insurance Plans
Which networks can I use? No non-contracted provider discounts available. Member must receive dental care from a Silver Network provider to receive discounts. Contracted Non-Contracted Option 1 Option 2
General Dentists Only. Receive a 20% discount for contracted specialists, no other benefits apply.After deductibles and waiting periods are met, all Co-Insurance Plans pay a non-contracted provider benefit, according to the plan fee schedule.After deductibles and waiting periods are met, all Co-Insurance Plans pay an non-contracted provider benefit, according to the plan fee schedule.
When is my plan effective? Discounts and care begin on the day of enrollment.1st day of the following month from the date we receive your enrollment.

1st day of the following month from the date we receive your enrollment.

1st day of the following month from the date we receive your enrollment
Who can I include on my plan? Spouse, Children, Grandchildren, Parents and Grandparents.Spouse and any unmarried children up to age 25.

Spouse and any unmarried children up to age 25.

Spouse and any unmarried children up to age 25.
Does my plan include Vision? Yes. EyeMed Discount Vision is included with every dental plan.Yes. EyeMed Discount Vision is included with every dental plan.

Yes. EyeMed Discount Vision is included with every dental plan.

Yes. EyeMed Discount Vision is included with every dental plan.
Additional inclusions for Seniors Discount Vision and Connection Hearing are also included with all Senior plans.Discount Vision and Connection Hearing are also included with all Senior plans.

Discount Vision and Connection Hearing are also included with all Senior plans.

Discount Vision and Connection Hearing are also included with all Senior plans.
What if I require specialist services?
(You are not required to receive services from a specialist, most general dentists perform specialist services.)
Members receive discounts on all services from contracted specialists.Members receive a 20% discount by all contracted specialists. No waiting periods or deductibles apply to the discount.

After waiting periods and deductibles are met members receive a paid benefit for covered services provided by both general and specialist providers.

After waiting periods and deductibles are met members receive a paid benefit for covered services provided by both general and specialist providers.

Levels of Coverage

  Discount Plan Co-Pay Plan Co-Insurance Plans
Type of Plan Fee-for-services discount plan Contracted provider discount only* Insured Plan
Contracted or Non-Contracted Providers

Insured Plan
Contracted or Non-Contracted Providers

Insured Plan
Contracted or Non-Contracted Providers
Preventative Up to 90% fee reduction100%Refer to Sample Payment link under Additional Information below. See the Non-Contracted Plan Payment for this plan.

100%

100%
Basic Up tp 60% fee reductionUp to 70% coverage

70%

80%
Major Up to 50% fee reductionUp to 50% coverage

50%

50%

Plan Conditions

  Discount Plan Co-Pay Plan Co-Insurance Plans
Deductible None$25/$75

$75/$225

$50/$150
Maximum Benefit No MaximumNo Maximum

$1,000 (of which $500 per year can be used for Major Services)

$1,000 (of which $500 per year can be used for Major Services)
Waiting Periods Basic None6 Months

6 Months

6 Months
Waiting Periods Major None12 Months

18 Months

15 Months
Waiting Periods Orthodonic NoneNone

None

Discount - Non Insured - 24 Months

Orthodontics

  Discount Plan Co-Pay Plan Co-Insurance Plans
Orthodontics 20% Discount (Contacted Provider)20% Discount (Contacted Provider) No Coverage

20% Discount (Contacted Provider)

Adults - 20% Discount (contracted) Children 18 and Under - 50% insured after 20% Discount (Contracted)
Orthodontic Maximum No MaximumNo Maximum

No Maximum

$500 per year $1,000 lifetime maximum
Network Options Silver
Gold
or
Platinum
Gold
or
Platinum
Gold
or
Platinum
single:
dual:
family:
Rates are for new members only. If you are currently a member, please contact Dental Select or your agent for rate details.
You have selected:
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* The Discount Plan is not a dental insurance policy. This program provides discounts only from a certain network of dental providers. The member is responsible to pay for all services but will receive a discount from dental providers who are contracted on Dental Select?s Silver Network.
ACE USA is the U.S. domestic operating division of ACE Limited. Insurance products and services are provided by the U.S. insurance underwriting companies and not by the ACE Limited. This plan of insurance is underwritten by ACE American Insurance Company.
ACE INA Privacy Statement
Last Updated on December 30, 2009
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