Dental Plan

5 Reasons to Keep Your Stand-Alone Dental Plan

July 28, 2017

Thinking of embedding your dental plan with your medical plan? Sure it sounds easier –  maybe even more convenient, but sometimes the easy choice isn’t always the best choice. There is a lot of value in having a stand-alone dental plan. Here are our top five reasons you should keep your traditional dental plan:

1. Know Exactly What You’re Paying For

With a traditional dental plan, you see the true costs and services of your dental plan. There are no hidden costs, and it’s clear to see what benefits you are paying for and what you will receive. But when combining with medical, dental costs often become unclear. You don’t always know what you are paying for or if the price is fair.

2. Less Out of Pocket Costs

When including dental on your medical plan, you can expect to have a significantly higher deductible that will include dental. Sometimes this can be anywhere from $4,500 to $6,500.

3. Experience Fewer Network and Dentist Changes

Dental Select has one of the largest nationewide provider networks. Not only is switching carriers a hassle, but when switching to a medical plus a dental plan, there is a chance of losing current providers. Also, medical plans are more likely to change each year, which again may cause provider disruption.

4. Enjoy Richer Benefits

Stand-alone dental plans offer a greater range of benefits and services versus a medical plan that embeds dental. More benefits means much more value for you and your employees.

5. First-Rate Customer Experience

Dental Select has over 25 years as a sole dental administrator. When changing to a medical carrier, you sacrifice the knowledge, abilities and service of a true stand-alone dental administrator – something that we pride ourselves on offering.