Former Dental Select members who have recently retired are eligible for our Retiree Dental Plan. This plan has been customized for the unique needs of retired seniors.

Most competitor senior plans require waiting periods, but when you enroll with the Dental Select Retiree Plan within 90 days of their termination date, these waiting periods will be waived. Plus you will receive 100% coverage on preventive care, and expanded coverage for basic and major services to ensure your oral health is fully protected for the years ahead.

Exclusions may apply. See our Co-Insurance Plan exclusions for details.

Plan Summary

Cleanings (2 per year), exams, & x-rays
100% 100%
of fee schedule
Includes sealants, fillings, periodontics, dentures & oral surgery
70% 70%
of fee schedule
Includes crowns, bridges & endodontics
50% 50%
of fee schedule
Per calendar year. Maximum three per family. Applies to all services.
Per person, per calendar year
($500 per year can be used for major services)
WAITING PERIODS (If enrolled before April 30th) NONE
Plan is effective on the first day of the month following enrollment
ORTHODONTICS 20% Discount (in-network)
This plan of insurance is underwritten by ACE American Insurance Company.


  • When will I be able to start using my benefits?

    Enroll within 90 days of termination, and we will waive your waiting periods. Your plan will be effective on the first day of the month following enrollment.

  • Is there an orthodontic discount?

    It’s never too late to create a smile you can be proud of. Adults and children receive a 20% discount on orthodontic services.

  • How will periodontic and endodontic benefits be covered?

    More than 70% of Americans over age 65 have gum disease, one of the most frequent causes of tooth loss. The Dental Select Retiree Plan offers higher benefits on periodontic and endodontic services than most of our competitor’s senior dental plans.

  • Can I enroll my children on this plan?

    Include dependent children, up to the age of 26, when you enroll. Children over the age of 26 are eligible to sign up for their own individual dental plan here.

  • How is preventive care covered?

    Preventive care is the best way to ensure continued oral health. Members enjoy two yearly exams, including x-rays and oral cancer screenings.

  • What is the included discount vision and hearing benefit?

    Discount vision and hearing discount is included on this plan for no additional cost. Save up to 40% on your family’s vision care at more than 40,000 locations of independent providers and retailers, including LensCrafters, Pearle Vision, Sears Optical, JC Penny Optical and Target Optical.

Recent News

*For services rendered by out-of-network or non-contracted providers, the patient is responsible for the difference between the plan payment and the provider’s standard fee. Contracted and non-contracted payments are based on a contracted fee schedule. No balance billing for services rendered by an in-network or contracted provider.
Important Notice: This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which it was issued.
This plan of insurance is underwritten by ACE American Insurance Company.