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Short Waiting Periods

Our shortest waiting periods available on coinsurance plans. Receive all basic benefits on effective policy date and comprehensive coverage within 15 months.

Vision Coverage

All members are also covered by the EyeMed Discount Vision plan included at no cost, offering discounts at top vision retailers nationwide.

Low Annual Deductible

Our lowest annual deductibles at $50 per individual and/or $150 for a family.

Orthodontics

Kids need braces? Orthodontic coverage is available for children 18 and under.

More Savings

Additional discounts are available on teeth bleaching and cosmetic services.

Plan Summary

In-Network

Out-of_Network

Preventive
Includes cleanings (2 per calendar year), exams, fluoride (14 & under) & x-rays
In-Network
100%
Out-of_Network
100% of Fee Schedule
Basic
Includes fillings & oral surgery
In-Network
80%
Out-of_Network
80% of Fee Schedule
Basic Waiting Period
In-Network
6 Months
Out-of_Network
6 Months
Major
Includes crowns, bridges, periodontics, endodontics & dentures
In-Network
50% of Fee Schedule
Out-of_Network
50% of Fee Schedule
Deductible
Per calendar year. Applies to all services.
In-Network
$50 / $150 per person / per family
Out-of_Network
$50 / $150 per person / per family
Major Waiting Period
In-Network
15 Months
Out-of_Network
15 Months
Maximum Benefit
Per member, per calendar year. Applies to services excluding orthodontics.
In-Network
$1,000 of which $500 per calendar year can be used for Major Services
Out-of_Network
$1,000 of which $500 per calendar year can be used for Major Services
Orthodontics
Children 18 and under
In-Network
50% Insured (After 20% discount in Utah & Texas)
Out-of_Network
50% Insured (After 20% discount in Utah & Texas)
Orthodontic Maximum
Children 18 and under
In-Network
$500 per year $1000 lifetime maximum
Out-of_Network
$500 per year $1000 lifetime maximum
Orthodontics
Adults 19+
In-Network
20% Discount Utah & Texas only. Discounts may be available in other states. Please contact your preferred provider for details.
Out-of_Network
N/A
Orthodontic Waiting Periods
In-Network
Insured: 24 Months Discount: None
Out-of_Network
N/A

FAQ

Which networks can I use?

Available on our nationwide Platinum network.
Utah and Texas subscribers may also choose to enroll on our Gold network.

When is my plan effective?

Currently, Dental Select offers plan effective dates are on the first day of each calendar month. You may choose your effective date on the first screen of the plan selection process, where you also enter your zip code and number of dependents.

Who can I include on my plan?

Spouse and any eligible dependents up to age 26.
Age limits and qualifications may vary by state.

Does my plan include Vision?

Yes. EyeMed Discount Vision is included with every dental plan.

Additional inclusions for Seniors

Discount Vision and Connection Hearing are also included with all Senior plans.

What if I require specialist services?

After waiting periods and deductibles are met members receive a paid benefit for covered services provided by both general and specialist providers.

Where can I find a copy of my plan brochure?

Texas  |  Utah  |  All other states

To which services does my deductible apply?

Your deductible applies to all services and must be fully satisfied before plan benefits take effect.

Plan Highlights

  • Get access to care nationwide when you enroll on our Platinum network
  • 100% coverage for preventive services available on day one
  • Access to our Dental Select mobile ID card app
  • Add coverage for any legally qualified dependents

Legal

Plan Exclusions

Important Notice: This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which it was issued. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE: CB) Insurance products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.