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Up to 20% Discount on In-Network Specialist Care

Some contracted specialists will offer an additional discount on their services, including Orthodontists. Other specialists that may offer a discount of up to 20% off include Pediatric dentists, Endodontists, Periodontists, Oral Surgeons, and Prosthodontists.

Unlimited Maximum Available

Enjoy the predictability of our fixed copay plan and the freedom to use your benefits the way you want, when you want.  The copay plan includes an unlimited maximum that applies to Preventive, Basic, and Major services on a per member, per calendar year basis.

$0 Deductible

Groups with 6 or more enrolled employs can enjoy the added value of a $0 deductible. For groups with fewer employees, the deductible is still very reasonable at $25 per member and $75 per family. And, the deductible only applies to Basic and Major services, so you can keep an eye your oral health with regular check-ups at no cost.

No Waiting Periods

Yep, no waiting periods. This simplified plan is ideal with Preventive care covered at 100% and Basic and Major service co-pays set as fixed amounts, so you can best plan for your dental care at a pace that works for you.

Plan Summary

In-Network

Out-of_Network

Preventive
Includes routine exams, cleanings (2 per year), topical fluoride (14 & under), and x-rays.
In-Network
Plan pays 100%
Out-of_Network
In-network contracted amount Member is responsible for balance.
Basic
After deductible - Fillings, extractions, and oral surgery.
In-Network
Fixed co-pay Based on payment schedule
Out-of_Network
In-network contracted amount Member is responsible for balance.
Major
After Deductible - Includes crowns, bridges, dentures, endodontics, periodontics.
In-Network
Fixed co-pay Based on payment schedule
Out-of_Network
In-network contracted amount Member is responsible for balance.
Deductible (Groups of 6+)
Applies to Basic, & Major services.
In-Network
$0 Per member/family, per calendar year
Out-of_Network
Deductible (Groups of 2-5)
Applies to Basic, & Major services.
In-Network
$25 per member/ $75 per family, per calendar year.
Out-of_Network
$25 per member/ $75 per family, per calendar year.
Waiting Period
Applies to Basic, & Major services.
In-Network
None
Out-of_Network
In-Network Specialist Care
In-Network
20% off
Out-of_Network
Orthodontics
In-Network
20% off
Out-of_Network

FAQ

Which networks can I use?

We can provide quotes for our Gold and/or Platinum networks.

When is my plan effective?

Most plans begin on the first of a calendar month. However, if you need a mid-month start we can accommodate that. Simply let us know your preferred effective date when you request a quote.

Who can I include on my plan?

Eligible employees and any legal dependents, age 26 and under.

Does my plan include Vision?

Yes. EyeMed Discount Vision is included with every dental plan.

Additional inclusions for Seniors

Not applicable for Employer plans.

What if I require specialist services?

Members receive a 20% discount by all in-network specialists. No waiting periods or deductibles apply to the discount.

Where can I find a copy of my plan brochure?
To which services does my deductible apply?

This can be customized as part of a quote.

Plan Highlights

  • In-network preventive care is covered at 100%
  • No annual maximum
  • No waiting periods
  • Orthodontic discounts
  • Teeth bleaching and veneer discounts
  • Gold and Platinum network options

Legal

Plan Exclusions

Important Notice: This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which it was issued. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE: CB) Insurance products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.