Simple. Straightforward. Affordable.

Have your clients been asking for simple benefits that don’t cost them a fortune? Well, you just found the solution. Dental Select’s High Deductible Plan1 offers low premium and transparency with our easiest plan design yet. Simple, straightforward and affordable.

The way dental should be.

 

Here’s How it Works:

  • After members satisfy an annual deductible, all covered services for Preventive, Basic & Major will be paid at 80%.2Pretty simple, right?
  • The deductible applies to Preventive, Basic, and Major services.
  • No waiting periods apply to Preventive or Basic services. A 12-month waiting period applies to Major services, and orthodontia if elected.
  • Save an average of 17% on monthly premiums when compared to our standard co-insurance plan.3
  • Includes our new Unlimited Maximum4

Download a Brochure (PDF)PDF download

Simplified Plan Design

After members satisfy an annual deductible, all covered services for Preventive, Basic, & Major will be paid at 80%. Pretty simple, right?

Unlimited Maximum Available

An unlimited maximum that applies to Preventive, Basic, and Major services on a per member, per calendar year basis.

Higher Deductible, Lower Premium

Save an average of 17% on monthly premiums when choosing the high deductible plan.

No Waiting Periods for Preventive & Basic Services

That’s right, no waiting periods on the services you’ll use most.

Plan Highlights

  • Preventive, Basic and Major services paid at 80% after deducible
  • No waiting period on Preventive and Basic services.
  • Save an average of 17% on monthly premiums
  • Adult & child Orthodontic benefit options
  • Discount Vision included with every dental plan
  • Nationwide dentist network access
  • Customizable plan benefits
  • Implant benefits available

Plan Summary

In-Network

Out-of-Network

Preventive
After Deductible - Includes routine exams, cleanings (2 per year), topical fluoride, x-rays, sealants & space maintainers, composite fillings, extractions, and oral surgery
In-Network
80%
Out-of-Network
80%
Basic
After Deductible - Includes routine exams, cleanings (2 per year), topical fluoride, x-rays, sealants & space maintainers, composite fillings, extractions, and oral surgery.
In-Network
80%
Out-of-Network
80%
Major
After Deductible - Includes crowns, bridges, dentures, endodontics, periodontics, and implants (alternate benefit applies)
In-Network
80%
Out-of-Network
80%
Orthodontics
Can now be quoted with 2+ enrolled. Adult + Child Ortho plans available. Children 18 and Under $1,000 Lifetime Maximum.
In-Network
50%
Out-of-Network
50%
Deductible
Per member/per family, per calendar year. Applies to Preventive, Basic, and Major services
In-Network
$200/$600
Out-of-Network
$200/$600
Maximum Benefit
Per member, per calendar year. Applies to Preventive, Basic, and Major services
In-Network
Unlimited
Out-of-Network
Unlimited
Waiting Period
Applies to Major and Orthodontic Benefits
In-Network
12 Months
Out-of-Network
12 Months

FAQ

How do out-of-network benefits pay?
Are there waiting periods?
Are implants available?
What networks are you contracted with?

Legal

Plan Exclusions

Important Notice: This is not a certificate of insurance or guarantee of coverage. Plan designs may not be available in all areas and are subject to individual state regulations. Plan not for use in New Mexico. Group dental, vision and hearing care products are issued by Ameritas Life Insurance Corp. Ameritas, the bison design, “fulfilling life” and product names designated with SM or ® are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. © 2021 Ameritas Mutual Holding Company

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