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Short Waiting Periods

Our shortest waiting periods available on coinsurance plans. Receive all basic benefits on effective policy date and comprehensive coverage within 15 months.

Vision Coverage

All members are also covered by the EyeMed Discount Vision plan included at no cost, offering discounts at top vision retailers nationwide.

Low Annual Deductible

Our lowest annual deductibles at $50 per individual and/or $150 for a family.

Orthodontics

Kids need braces? Orthodontic coverage is available for children 18 and under.

More Savings

Additional discounts are available on teeth bleaching and cosmetic services.

Senior Plans

Specialized senior plans are available for seniors 55+. View Senior Plan Page.

Plan Summary

In-Network

Out-of_Network

Preventive
Includes cleanings (2 per year), exams, fluoride (14 & under) & x-rays
In-Network
100% of Fee Schedule
Out-of_Network
100% of Fee Schedule
Basic
Includes fillings & oral surgery
In-Network
80% of Fee Schedule
Out-of_Network
80% of Fee Schedule
Waiting Period - Basic
In-Network
6 Months
Out-of_Network
6 Months
Major
Includes crowns, bridges, periodontics, endodontics & dentures
In-Network
50%
Out-of_Network
50% of Fee Schedule
Deductible
Per effective date year. Applies to all services.
In-Network
$50 per person/ $150 per family
Out-of_Network
$50 per person/ $150 per family
Waiting Period - Major
In-Network
15 Months
Out-of_Network
15 Months
Maximum Benefit
Per member, per effective date year. Applies to services excluding orthodontics.
In-Network
$1000 of which $500 per year can be used for Major Services
Out-of_Network
$1000 of which $500 per year can be used for Major Services
Orthodontics
Children 18 and under
In-Network
50% Insured (After 20% discount in Utah & Texas)
Out-of_Network
50% Insured (After 20% discount in Utah & Texas)
Orthodontic Maximum
Children 18 and under
In-Network
$500 Pear Year $1000 lifetime maximum
Out-of_Network
$500 Pear Year $1000 lifetime maximum
Orthodontics
Adults 19+
In-Network
20% Discount Utah & Texas only. Discounts may be available in other states. Please contact your preferred provider for details.
Out-of_Network
N/A
Waiting Period - Orthodontic
In-Network
Insured: 24 Months Discount: None
Out-of_Network
Insured: 24 Months Discount: None

FAQ

Which networks can I use?

Available on our nationwide Platinum network.
Utah and Texas subscribers may also choose to enroll on our Gold network.

When is my plan effective?

Currently, Dental Select offers plan effective dates are on the first day of each calendar month. You may choose your effective date on the first screen of the plan selection process, where you also enter your zip code and number of dependents.

Who can I include on my plan?

Spouse and each unmarried child, from birth to age 26, who is living with you in a regular parent-child relationship; and for who you can claim an exception on your federal tax income. Age limits and qualifications may vary by state.

Does my plan include Vision?

Yes. EyeMed Discount Vision is included with every dental plan.

Additional inclusions for Seniors

Discount Vision and Connection Hearing are also included with all Senior plans.

What if I require specialist services?

After waiting periods and deductibles are met members receive a paid benefit for covered services provided by both general and specialist providers.

Where can I find a copy of my plan brochure?
To which services does my deductible apply?

Your deductible applies to all services and must be fully satisfied before plan benefits take effect.

Legal

Plan Exclusions

Important Notice: This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which it was issued. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE: CB) Insurance products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.