Dental Select’s Senior Co-Insurance Plan offers the most comprehensive coverage and benefits for individuals and families. All routine exams, cleanings, and fluoride treatments are covered 100% after a low deductible is met on all services.

We’ve Got You Covered

All preventive services, including routine exams, cleanings, and fluoride treatments, are covered at 100%.

Network Options

Available on our nationwide Platinum network. Utah and Texas subscribers may also choose to enroll on our regional Gold network.

Vision Coverage Too

All members are also covered by the EyeMed Discount Vision plan included at no additional cost, offering discounts at top vision retailers nationwide.

Plan Highlights

  • Preventive covered at 100%
  • Senior hearing aid discount
  • Discount vision plan included

Plan Summary

In-Network

Out-of-Network

Preventive
In-Network
100%
Out-of-Network
100% of Fee Schedule
Basic
Includes fillings & oral surgery
In-Network
70%
Out-of-Network
70% of Fee Schedule
Waiting Period - Basic
In-Network
6 months
Out-of-Network
6 months
Major
Includes crowns, bridges, periodontics, endodontics & dentures
In-Network
50%
Out-of-Network
50% of Fee Schedule
Waiting Period - Major
In-Network
18 months
Out-of-Network
18 months
Deductible
Per effective date year. Applies to all services.
In-Network
$75/$225 per person/ per family
Out-of-Network
$75/$225 per person/ per family
Maximum Benefit
Per member, per effective date year. Applies to services excluding orthodontics.
In-Network
$1000 of which $500 per year can be used for major services
Out-of-Network
$1000 of which $500 per year can be used for major services
Orthodontics
In-Network
20% Discount
Out-of-Network
N/A
Orthodontic Maximum
In-Network
Unlimited
Out-of-Network
N/A
Waiting Period - Orthodontic
In-Network
None
Out-of-Network
N/A

FAQ

Which networks can I use?
Who can I include on my plan?
Additional inclusions for seniors?
When is my plan effective?
How do you collect my initial premium?
Does my plan include vision?
What if I require specialist services?
What services does my deductible apply?
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