Senior Co-Insurance – Dental Select

Dental Select’s Senior Co-Insurance Plan offers the most comprehensive coverage and benefits for individuals and families. All routine exams, cleanings, and fluoride treatments are covered 100% after a low deductible is met on all services.

We’ve Got You Covered

All preventive services, including routine exams, cleanings, and fluoride treatments, are covered at 100%.

Network Options

Available on our nationwide Platinum network. Utah and Texas subscribers may also choose to enroll on our regional Gold network.

Vision Coverage Too

All members are also covered by the EyeMed Discount Vision plan included at no additional cost, offering discounts at top vision retailers nationwide.

Plan Highlights

Preventive covered at 100%
Senior hearing aid discount
Discount vision plan included

Plan Summary

In-Network

Out-of-Network

Preventive

In-Network

100%

Out-of-Network

100% of Fee Schedule

Basic

Includes fillings & oral surgery

In-Network

70%

Out-of-Network

70% of Fee Schedule

Waiting Period - Basic

In-Network

6 months

Out-of-Network

6 months

Major

Includes crowns, bridges, periodontics, endodontics & dentures

In-Network

50%

Out-of-Network

50% of Fee Schedule

Waiting Period - Major

In-Network

18 months

Out-of-Network

18 months

Deductible

Per effective date year. Applies to all services.

In-Network

$75/$225 per person/ per family

Out-of-Network

$75/$225 per person/ per family

Maximum Benefit

Per member, per effective date year. Applies to services excluding orthodontics.

In-Network

$1000 of which $500 per year can be used for major services

Out-of-Network

$1000 of which $500 per year can be used for major services

Orthodontics

In-Network

20% Discount

Out-of-Network

N/A

Orthodontic Maximum

In-Network

Unlimited

Out-of-Network

N/A

Waiting Period - Orthodontic

In-Network

None

Out-of-Network

N/A

FAQ

Which networks can I use?

Who can I include on my plan?

Additional inclusions for seniors?

When is my plan effective?

How do you collect my initial premium?

Does my plan include vision?

What if I require specialist services?

What services does my deductible apply?