Dental Select Senior Co-Pay makes dental insurance easy and affordable. There are no annual maximums to track and all co-payments are fixed. Plus routine exams, cleanings, and fluoride treatments are covered 100% after a low deductible is met on all services.
No Annual Maximum
There’s no annual maximum on your coverage, so you can utilize whatever benefits you need, as often as you need.
Network Options
Choose between our regional Gold and national Platinum networks at enrollment.
Fixed Copay
Dental on a budget? Copays are fixed so you’ll always know what you’re going to pay prior to your appointment.
Plan Highlights
- Preventive covered at 100%
- No annual maximum
- Discount on specialists
- Fixed copayments
- Senior hearing aid discount
- Discount vision plan included
Plan Summary
In-Network
Out-of-Network
Preventive
100%
100% of Fee Schedule (General Dentist Only)
Basic
Includes fillings & oral surgery
Up to 70% coverage (Copay applies)
Up to 70% of Fee Schedule (General Dentist Only)
Waiting Period - Basic
6 months
6 months
Major
Includes crowns, bridges, periodontics, endodontics & dentures
Up to 50% coverage (Copay applies)
Up to 50% of Fee Schedule (General Dentist Only)
Waiting Period - Major
12 months
12 months
Deductible
Per effective date year. Applies to all services.
$25/$75 per person/ per family
$25/$75 per person/ per family
Maximum Benefit
Per member, per effective date year. Applies to services excluding orthodontics.
Unlimited
Unlimited
Orthodontics
Children & Adults
20% Discount
N/A
Orthodontic Maximum
Unlimited
N/A
Waiting Period - Orthodontic
None
N/A
FAQ
Which networks can I use?
Who can I include on my plan?
Additional inclusions for seniors?
When is my plan effective?
How do you collect my initial premium?
Does my plan include vision?
What if I require specialist services?
What services does my deductible apply?