Standard or Customized Benefits. The Choice is Yours.

The Coinsurance plan is your go-to for the most customization options. Benefit placement and percentages, deductible and maximum amounts, and Orthodontic and implant options can be adjusted to fit the needs of every group and for EVERY group size.

Getting a quote is easy, simply send the required information to one of our underwriting specialists at

Customize Almost Everything

Nearly every plan feature can be customized to create a plan as unique as each group. Dual plans are also an option for the group who wants even more choice.

MaxRewards For All

Our MaxRewards feature offers groups of 2 or more enrolled, increasing maximum benefits, over time, to a maximum of $2,000.

Discount Vision Plan Included

As an added value to employees, a discount vision program [discount vision plan page] is included with every dental plan. Or, you can opt for an insured vision plan [link to vision plan product page] to increase the total value of your benefits package.

National Network Access

With more than 200,000 provider access points across the country, employees can choose the dentist they want.

Plan Highlights:

  • Customizable plan benefits
    Annual Maximum increments up to $5,000 or Unlimited (where available)
    MaxRewardssm available for groups 2+
    Adult & child Orthodontic benefit options
    Implant benefits available
    Self-funded plans available
    Dual option plans available
    Includes non-insured cosmetic discounts
    Nationwide dentist network access


How do out-of-network benefits pay?

The plan can be customized to pay based on either fee schedule or R&C

Are there waiting periods?

No waiting periods for groups with similar previous coverage. Voluntary groups which have not previously offered a dental program within the last 12 months will include waiting periods unless otherwise requested and approved.

Are implants available?

Yes, an implant benefit option is available.

What networks are you contracted with?

National leased networks include: PPO USA, Careington, Dentemax, and Maximumcare PPO. Dental Select also owns networks with availability in Texas and Utah.

All plans of insurance are marketed by Dental Select, an insurance agency, and underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies.
ACE American Insurance Company is rated A++ (Superior) by A.M. Best. Ratings are an indication of the company’s financial strength and ability to meet obligations to its insureds.
This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which it was issued. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE: CB) Insurance products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.
Review additional plan details, limitations, and exclusions here
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