Co-Pay Plan

A Perfect Combo of Savings and Predictability

Getting a quote is easy, simply! Send the required information to one of our underwriting specialists at

Unlimited Maximum Included

Enjoy the predictability of our fixed copay plan and the freedom to use your benefits the way you want, when you want. The copay plan includes an unlimited maximum that applies to Preventive, Basic, and Major services on a per member, per calendar year basis.

No Waiting Periods

Yep, no waiting periods. This simplified plan is ideal with Preventive care covered at 100% and Basic and Major service co-pays set as fixed amounts, so you can best plan for your dental care at a pace that works for you.

$0 Deductible

Groups with 6 or more enrolled employs can enjoy the added value of a $0 deductible. For groups with fewer employees, the deductible is still very reasonable at $25 per member and $75 per family. And, the deductible only applies to Basic and Major services, so you can keep an eye your oral health with regular check-ups at no cost.

Up to 20% Discount on In-Network Specialist Care

Some contracted specialists will offer an additional discount on their services, including Orthodontists. Other specialists that may offer a discount of up to 20% off include Pediatric dentists, Endodontists, Periodontists, Oral Surgeons, and Prosthodontists.

Plan Summary details:

Plan Highlights:

  • In-network preventive care is covered at 100%
  • No annual maximum
  • No waiting periods
  • Orthodontic discounts
  • Teeth bleaching and veneer discounts
  • Gold and Platinum network options


How do in-network benefits pay?

Preventive pays at 100%. Basic and Major are based on a fixed co-payment fee schedule.

All plans of insurance are marketed by Dental Select, an insurance agency, and underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies.
ACE American Insurance Company is rated A++ (Superior) by A.M. Best. Ratings are an indication of the company’s financial strength and ability to meet obligations to its insureds.
Important Notice: This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which is was issued. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE: CB) Insurance products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.
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