HIPAA PRIVACY PRACTICES FOR PROTECTED HEALTH INFORMATION

“A FEDERAL LAW, THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 (“HIPAA”), REGULATES PHI USE AND DISCLOSURE BY THE COMPANY. YOU MAY FIND THESE RULES AT 45 CODE OF FEDERAL REGULATIONS PARTS 160 AND 164. THIS NOTICE ATTEMPTS TO SUMMARIZE THE REGULATIONS. THE REGULATIONS WILL SUPERSEDE ANY DISCREPANCY BETWEEN THE INFORMATION IN THIS NOTICE AND THE REGULATIONS.”

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ACE U.S. PRIVACY NOTICE

“INSURANCE COMPANIES CHOOSE HOW THEY SHARE YOUR PERSONAL INFORMATION. FEDERAL AND STATE LAW GIVES CONSUMERS THE RIGHT TO LIMIT SOME BUT NOT ALL SHARING. FEDERAL AND STATE LAW ALSO REQUIRES US TO TELL YOU HOW WE COLLECT, SHARE, AND PROTECT YOUR PERSONAL INFORMATION. PLEASE READ THIS NOTICE CAREFULLY TO UNDERSTAND WHAT WE DO.”

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