The Lone Star State
They say that everything is bigger in Texas, and when it comes to requirements for dental insurance, Texas stays true to form. Fortunately, “big” doesn’t need to mean “expensive.” Not everyone has the same needs when it comes to dental insurance, but Dental Select provides a wide variety of options. Because of this, we have the ability to deliver the exact dental insurance Texas employers need for their employees. Each plan is specifically tailored to anticipate the needs of our clients, meaning you will know that you are covered for exactly what you need. One of the things we prize most is customization, and our products are designed to reflect that. The products we offer are made so that each employer can build a plan that meet their specific price points and benefit needs. Please look below to learn more about our unrivaled, cost-effective, flexible, and innovative plans. They will exceed your expectations and prove that we provide the sort of high quality of dental insurance Texas has come to expect and even go a step beyond.
High Deductible Plan
Have you been looking for simple benefits that don’t cost you a fortune? Well, we have a solution for you. Dental Select’s High Deductible Plan offers low premiums and transparency with our easiest plan design yet. Straightforward, consistent and affordable. The way dental should be.
Here’s how it works:
- Customizable plan features
- More than 200,000 provider access points nationwide
- No waiting periods on Preventive and Basic services
- Preventive, Basic, and Major services paid at 80% after deductible
- Insured child only or adult + child orthodontic benefit option
- Unlimited annual maximum included, or customize
- Save an average of 17% on monthly premiums
- Several deducible options to choose from
- Discount Vision included with every dental plan
Discount Plan – Voluntary
Network Choice: Silver
With our Discount Plan, you don’t have to worry about things like deductibles, annual maximums, or waiting periods. Instead, you get the services you need as you need them. With the Discount Plan, you and your family can seek quality care from our Dental Select Silver network at a discounted rate. (Follow this link to see a Sample Fee Schedule)
- Dental discounts starting the day you enroll
- Parents and grandparents can be included
- No waiting periods
- Adult and child orthodontic discount
- Discounts on teeth bleaching and veneers
Co-Pay Plan – Voluntary & Contributory
Network Choice: Gold or Platinum
Dental Select’s Co-Pay Plan keeps employer costs low while still providing high-quality features and benefits. The plan has no waiting periods, there are no maximums to track, and we provide a large network of providers, meaning your employees have a variety of quality options..
Additionally, our premiums are very affordable, meaning each month, members’ out-of-pocket costs each month are lower while still providing the best dental insurance Texas has to offer.. (Follow these links to view a Sample Fee Schedule for the Gold Network and Platinum Network.)
- Groups with 6 or more people enrolled have no deductible.
- Preventive care is covered at 100% (in-network)
- Adult and child orthodontic discounts are included.
- A discount on teeth bleaching and veneers is provided
- Every dental plan also includes a discount vision plan.
Co-Pay Plans Can be Self Funded
Dental plans are fully insured by ACE American Insurance Company. The Plan is administered by Dental Select. This description is intended to highlight the benefits and features only. A more complete description of the benefits can be found in the Certificate of Insurance issued to each insured and is available for examination on request.
PPO Co-Insurance Plan – Contributory & Voluntary
Network Choice: Gold (PPO Plan Only) or Platinum
With Dental Select’s PPO Co-Insurance Plan, customization has never been easier. This plan allows clients to select from two large networks, plus they have the flexibility to specifically customize benefit design in order to meet their own price points. Your company has its own specific needs, so customize your plan to suit those needs.
- Customize any plan
- MaxRewardsSM standard benefit included for groups of 2+
- Dual Option plans available
- Self-funded plans available
- Implant benefits available
Dental Select provides more than just the excellent dental insurance Texas businesses require. Good vision is vital in business and in life, and our vision care program provides one of the best values you can give your employees without requiring a lot of extra administrative work. Each dental plan includes a discount vision plan, but look at our variety of vision options to find the best fit for your employees.
Discount Vision Plan
With savings as high as 45%, our discount vision plan provides access to more than 10,000 providers and retail outlets, including LensCrafters, Target Optical, Sears Optical, and most Pearle Vision locations..
Insured Vision Plans
Beyond our Discount Plan are our Insured Vision Plans. Rather than a simple discount, these are more traditional insurance plans, also covering medically necessary vision appointments and more. Our EyeMed Select Network covers access to several readily available independent providers, as well as many well-known, leading optical retailers such as LensCrafters, Pearle Vision, Sears Optical, Target Optical & JC Penney Optical.
Dental Select’s Accidental Death & Dismemberment Plan is a crucial part of any well-rounded financial program. Accidental Death and Dismemberment (AD&D) insurance is a very important part of caring for the well-being of your employees and their families. For only pennies a day, you can ensure that they are provided for should an unforeseen tragedy occur. The AD&D Plan pays in addition to other insurance.
Each plan includes the following:
- Affordable rates
- Guaranteed coverage
- Worldwide protection
- Coma benefits
- Paralysis benefits
- Option for spouses and children
Dental plans are fully insured by ACE American Insurance Company. Plan is administered by Dental Select. This description is intended to highlight the benefits and features only. A more complete description of the benefits can be found in the Certificate of Insurance issued to each insured and is available for examination on request.
ACE USA is the U.S. domestic operating division of ACE Limited. Insurance products and services are provided by the U.S. insurance underwriting companies and not by ACE Limited. This plan of insurance is underwritten by ACE American Insurance Company.