Tag: dental plan

5 Things that Are Costing More Than Your Dental Plan

By now, you probably are aware of the value in having a good dental plan. With lower rates from contracted dentists, included preventative services, less out of pocket costs and most importantly – healthy teeth, a quality dental plan more than pays for itself. So if you have already have dental, the low rate that you are paying is essentially an investment in your health. And if you haven’t signed up, we’re going to tell you why you should. Many things cost more than a dental plan, but not all are feasible to cut back on. So we’ve carefully selected five reasonable ways that you could not only save money, but use that money to invest in your dental health. Even when selecting Dental Select’s most comprehensive IDP dental plan, these five expenses are actually costing more than your annual dental premium.

 

 

1). Daily Coffee

Let’s start with your daily cup of joe purchase. According to USA Today, the average daily cup of coffee will end up costing you roughly $63 a month when you purchase it from your local coffee shop. A cheaper solution? Try brewing a cup at home instead.

This adds up to about $1,596 a year.

 

2). Going Out to Lunch

Bringing a lunch to work versus eating out is another way to cut expenses. The average meal out costs $10 per person, according to Visa data. Visa also figured the average American spends about $18 a week on lunch when eating out.

This adds up to about $936 a year.

 

3). Cigarettes

You already know the dangers of smoking, but this harmful habit is also a pricey one. The average smoker goes through 14.2 cigarettes a day, according to the Centers for Disease Control and Prevention (CDC).

This adds up to about $1,596 a year.

 

4). Your (unused) Gym Membership

Recently, the New York Times stated that nearly 85% of Americans stop going to the gym regularly after the first 90 days of signing up. With average gym membership prices falling around $50 a month, the majority of members end up wasting a good amount of money.

This adds up to about $600 a year.

 

5). Wasted Food

Have you ever thought about how much food your family throws away? According to the National Resources Defense Council (NRDC), the average American household throws out $185 worth of food. More organized meal planning, food storage and eating leftovers are all ways to minimize food thrown away.

This adds up to about $2,200 a year.

 

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