Category: Featured

vision health

Your Eyes Are What You Eat

Yes, it may be true. Eating a diet rich in certain nutrients may help support vision health and keep major age-related issues at an arm’s length (and no, we’re not just talking about carrots). How you ask? Vitamins and minerals from particular foods can reduce your risk of macular degeneration (impaired vision caused by deterioration of the retina), cataracts (cloudy areas in the eye lens) and other age-related vision issues. Luckily, we already know some of the best food sources –  so you can start loading up your plate right away. It’s one of the easiest ways you can begin protecting your vision now for the years to come.

Here are five surprising foods that may help keep your eyes healthy and your vision sharp:

  1. Green leafy vegetables
    • Leafy greens, like spinach, kale and collards, contain certain antioxidants that can lower risk of developing cataracts and macular degeneration.
  2. Egg yolks
    • Egg yolk contains antioxidants (luetin and zeaxanthin) and as zinc, both of which can reduce cataract and macular degeneration risk.
  3. Fatty fish
    • Fish like salmon, tuna and mackerel are all rich in DHA. When DHA is low, it can be linked to dry eye syndrome. DHA may also be important to retinal health.
  4. Vitamin C
    • Which can be found in oranges, berries or other citrus fruits. Vitamin C can reduce risk of macular degeneration and cataracts.
  5. Almonds
    • Rich in vitamin E, which can slow macular degeneration.

And if you want to find more food sources for healthy vision, check out this list here. https://www.health.harvard.edu/staying-healthy/top-foods-to-help-protect-your-vision

5 Ways Your Company Saves with Insured Vision

Have you given much thought to adding a vision insurance plan to your company’s benefits? Perhaps you felt it was too expensive, or simply not worth it. That’s where we come in. You may not be aware that with all of our EyeMed vision plans, not only will your employees receive affordable benefits and a consistently easy member experience, but they will automatically receive additional discounts – many of which sets us apart from our competitors. Here are 5 ways your employees will save with an insured vision plan through Dental Select: 

  1. Discounts on Additional Eyewear Purchases

After your employees use their eyewear benefit, they don’t need to stop there. Each insured vision plan includes 40 percent off any additional purchases of complete pairs of eyeglasses. And with no limit on this discount, employees can receive endless discounts on additional in-network purchases.

  1. Discounts on Lens Options

With a fixed schedule of lens options, employees will receive significant savings on the most popular options including: UV coating, tint, standard scratch-resistant and standard polycarbonate. All vision providers are contracted to these discounts, meaning your employees will know exactly what balance they are responsible for ahead of time.

  1. Discounts on Out-of-Pocket Amounts

If employees happen to exceed their original allowance, no problem. They will receive 30 percent off frame allowance balances and 15 percent off any conventional contact lens allowance balance. It’s just another way to protect members from large balance billing.

  1. Consistency of Discounts

All participating provider locations contracted to the EyeMed Vision Network have accepted your company’s plan. Meaning your benefits will be consistent with discounted pricing, wherever your employees go. And with access to more than 22,000 locations nationwide, your employees will have no problem picking a vision provider that works for them.

  1. LASIK and PRK Discount

If your employees would like to receive LASIK or PRK, there’s a discount for that too. Members will receive 15 percent off of the retail price of these procedures.

 

So go ahead, take the plunge and give your employees the option to select an insured vision plan. Learn more here.

10 Tips for Overcoming Fear at the Dentist

Do you regularly get nervous before your dentist appointment? You are not alone. Visiting the dentist can be stressful for many people and mild fear is common. The good news is, that dental appointments are never as bad as they seem and there are effective ways to manage your anxiety. So as your next appointment approaches, keep these tips in mind to help overcome fear of the dentist: 

  1. Meet your dentist first. Before any treatment takes place, ask to meet your dentist in person. Dental offices are usually more than willing to schedule consultations.

 

  1. Schedule an early appointment. Get your appointment done first thing in the morning to help eliminate the chance of stewing over it all day.

 

  1. Talk to your dentist about it. Be upfront and honest about anxiety at your appointment. Have your dentist explain everything beforehand and ask him to speak out loud as he is performing tasks.

 

  1. Use a signal to stop. Before you begin, agree on a sign that you can use to stop if things get too uncomfortable.

 

  1. Bring a family member. Feel free to bring along a close friend or family member; a good support system can go a long way.

 

  1. Listen to headphones. Most offices supply these, but bring your favorite pair of earbuds just in case. Listen to some relaxing music or a podcast to help time move quickly.

 

  1. Consider meditation. Distract your mind by concentrating on deep breaths or repeat a calming mantra in your head.

 

  1. Picture yourself elsewhere. Drift away to your favorite relaxing place. Think of the sounds of the ocean, the view from a picturesque mountaintop or the cool breeze among of quiet field of flowers.

 

  1. Hold something. Release tension by bringing along stress ball or something soft to squeeze.

 

  1. Close your eyes. Try to relax by closing your eyes. Maybe even bring your own sunglasses if it helps you stay comfortable.

DENTAL SELECT NAMES MARK COYNE AS NEW PRESIDENT

SALT LAKE CITY, Utah — November 7, 2017— Dental Select today announced that it has named Mark Coyne as President of the company. Brent Williams, who founded the company in 1989, will continue to serve as Chief Executive Officer.

Coyne will be responsible for leadership and decision making over Claims, Enrollment, Customer Service, Provider Relations, Sales and Account Management, Marketing, Underwriting, and Information Technology. Additionally, Coyne will lead Dental Select’s execution and implementation of business strategies, as well as the launch of new products and technologies.

“I am honored and excited to guide Dental Select into the future,” said Coyne. “It is a privilege to lead an organization that is committed to serving our members, employers, brokers and dentists. We are led by a common principle, to simplify every part of the dental insurance experience. We will be relentless in our pursuit to surprise and delight our customers at every opportunity, with a commitment to accountability, teamwork, creativity, and doing things right the first time.”

Under the new leadership structure, Williams will focus on expanding the business through strategic partnerships, including political and business relationships. Williams will lead company growth into new markets, continue to shape strategic vision, and open new doors for Dental Select.

“This comes at a significant time for Dental Select,” said Williams.

“We have built a strong foundation, and as a national company, we are positioning ourselves for growth long-term. Mark has strengthened our organization, and elevated the standards to which we hold ourselves. I know he is the correct choice to lead our company. Under his leadership, Dental Select is entering a new era of market growth while staying true to our commitment of a simpler benefits experience for all.”

Coyne brings 20 years of experience in dental and vision insurance. Prior to his time at Dental Select, he was the Vice President of Sales at Government Employees Health Association where he was responsible for sales, marketing, national accounts and operations for dental, vision and hearing provider networks. He also served as Senior Operations Manager for Connection Dental Federal and Connection Vision.

 

Coyne has 15 years of volunteer service with the National Association of Dental Plans. His contributions include serving as a member on the Board of Directors and Chair of the Education Commission. He received his undergraduate degree from Washburn University and his Master of Business Administration degree from the University of Kansas.

 

Brent Williams founded Dental Select in 1989 upon the belief that dental insurance should be simpler for members. The company has since grown to become one of the largest privately-held and independent dental plan administrators in the United States. He continues to influence Dental Select’s direction and strategic priorities today, constantly pushing for new ways to disrupt the benefits industry. As a result, the company is pursuing objectives that create positive experiences and technological advancement to improve the customer experience.

 

Williams’ industry leadership and involvement in legislative action has become a passion. He is an active member of the National Association of Dental Plans and has served on its Board of Directors for more than 10 years. He is a three-time finalist for the Ernst & Young Entrepreneur of the Year, and serves on the Board of Governors for the Salt Lake Chamber of Commerce.

 

About Dental Select

Dental Select administers dental and vision benefits for large employer groups, small businesses, and individuals across the country. Dental Select is a licensed third-party administrator and insurance agency with plans in 46 states. Dental Select insurance plans are underwritten by ACE American Insurance Company, a subsidiary of Chubb, Limited, the world’s largest publicly traded property and casualty insurance group.

More information is available at dentalselect.com

Pregnant

Pregnant? Time to Visit Your Dentist.

Are you pregnant or planning to have children soon? Now, more than ever, would be an ideal time to visit your dentist.

The American Dental Association recommends that all expectant mothers receive dental care and maintain good oral hygiene throughout their pregnancy.

Pregnancy is a crucial time to maintain oral health as it is directly related to you and your baby’s overall health. Dental issues have been linked to premature delivery, gestational diabetes, intrauterine growth restriction and preeclampsia.

But even with your current, normal dental care routine, some expectant mothers will be more prone to developing oral problems. One of these is called pregnancy gingivitis, which happens to cause inflammation of the gums that can cause excessive bleeding and tenderness. To avoid more serious forms of the disease, your dentist may recommend more frequent cleanings during pregnancy.

Also while pregnant, many women can accumulate more tooth decay and cavities. And because morning sickness can increase the amount of acid your teeth are exposed to, your enamel can diminish and cause even further damage.

Lastly, some women experience overgrowths of tissue on their gums. These are called pregnancy tumors and they usually occur during the second trimester. These red, raspberry looking growths are not cancerous and are thought to be related to too much plaque. Usually they will disappear after delivery.

Although things like sensitive gums and a strong gag reflex can discourage women from brushing twice a day, it’s important to stick with a good oral hygiene routine, including regular dental exams. So schedule your next dental visit, and be sure to let your dentist know you are pregnant as treatments may be postponed until after your pregnancy.

Here is to a happy, healthy pregnancy.

Fluoride

True or False? The Truth About Fluoride

There is a lot of contradicting information put out into the world regarding fluoride, especially when it comes to children’s dental health. Fluoride is a mineral, that occurs naturally in water sources; when used correctly, it can improve early stages of tooth decay. Let’s explore some more facts about fluoride to help you and your children establish a well-rounded oral hygiene routine.

 

Fluoride is one of the best ways to prevent cavities.

A: True. Studies have indicated that fluoride is effective and the most efficient way to prevent tooth decay, one of the most common childhood diseases. Fluoride can be applied directly with toothpaste, mouth rinses or professionally administered with treatments by your dentist.

 

Fluoride protects teeth, makes them stronger from the bacteria that is in the food and beverages we consume.

A: True. As fluoride is absorbed, it provides added protection as it improves and repairs tooth enamel. The minerals that are deposited into your enamel will strengthen teeth, making them to resistant acid and bacteria.

 

Fluoride toothpaste is recommended for babies (with teeth) and toddlers by the American Dental Association, the American Academy of Pediatrics and the American Association of Pediatric Dentistry.

A: True. Stated safe and effective by each of these credible organizations, with the belief that fluoride use will help children have stronger teeth over their lifetime. Unless recommended otherwise by your dentist, the ADA recommends that once the first teeth start coming in, you should start using a fluoride toothpaste.

Guidelines

  • Begin brushing with a tiny amount of fluoride toothpaste (a smear, or the size of a rice grain). If they happen to swallow the fluoride, it will only be a small amount.
  • If your child can spit the toothpaste out, you can then use a pea-sized amount of fluoride toothpaste.
  • Ideally, kids should be assisted with brushing their teeth until the age of five or six.

Dental Select Names VP of Sales and Chief Growth Officer

Dental Select is excited to announce two changes to its leadership team – the promotion of Jeff Van Leeuwen to Vice President of Sales and Suzette Musgrove as Chief Growth Officer.

As Vice President of Sales, Van Leeuwen will work closely with and be responsible for all sales employees, building and identifying strategic business opportunities and furthering the advancement of nationwide development. Van Leeuwen will report directly to Brent Williams, President and CEO of Dental Select, who said this change “is an imperative step to position the company for the remarkable growth we anticipate in the next few years.”

As the new Chief Growth Officer, Suzette Musgrove will oversee all business development activities, including key General Agent (GA) partnership opportunities and distribution strategies, and continue to report to Brent Williams. Williams stated that “with her many years of experience at Dental Select and in the industry, I am confident that Suzette’s leadership will accelerate growth efforts as we focus on our commitment to a simpler benefits experience.”

Jeff Van Leeuwen has more than 19 years of experience in the group insurance industry working with employer sponsored and voluntary benefit plans including Dental, Medical, 401(k), Disability, Vision and Life insurance.  Van Leeuwen, a Utah native, received a Bachelor’s degree in Finance from the University of Utah and has been an active member of the Utah Association of Health Underwriters since 2001.

Suzette Musgrove has had three decades of professional experience in the dental industry, and she has played a key role in the strategic initiatives and daily operations within Dental Select for nearly 20 years. Musgrove has led the company’s customer care teams, claims, operations, and account administration. Additionally, she has been responsible for the company’s sales and marketing strategies. Musgrove has been a lecturer for the Utah Dental Association, and is a member of both the National Association of Dental Plans and the National Dental Electronic Data Interchange Council.

Unlimited Maximum

New Unlimited Maximum Feature: A Dental Plan Without Annual Limits

As a broker, you’re fully aware that dental plans will typically include an annual maximum. Members understand that hitting this maximum means insurance will stop paying, and anything above this amount becomes their responsibility. No surprises here; this is pretty standard in the industry. On our quest to simplify benefits and deliver an unmatched dental experience, we’re not looking to follow suit and strictly offer what’s “standard” in the industry. So, while your clients depend on you to find a flexible plan for the lowest cost, we’ve decided to offer something different – something better.

Introducing the Unlimited Maximum option, now available with every Dental Select group dental Co-Insurance Plan.1 With no annual maximum benefit limits, employees can be confident they will have the coverage they are looking for. And we’re not talking about discount plans, we’re talking about fully-insured co-insurance plans. By taking the complexity out of the equation, members can forget about tracking their maximums and feel comfortable using their plan benefits when they need them.

So go ahead, tell your clients to look no further. Unlimited Maximums are available in most states. Get a quote for your clients today by emailing quotes@dentalselect.com.

 

1Unlimited Maximum benefits are not available for orthodontia services, which have a $1,000 lifetime maximum.

braces

More Than a Pretty Smile: How Braces Keep Your Teeth Healthy

Just about everyone knows that braces can help accomplish straight, beautiful teeth. But did you know that orthodontic treatment can also improve the health of your teeth and gums? As a matter of fact, they can. So if you’ve been putting off orthodontic treatment, you may want to read on.

Here are three surprising ways that braces will keep you smiling from ear to ear.

1). Straight teeth are in general, healthier.

Think about it, when your teeth are lined up correctly and straight, they are easier to keep clean and maintain. And we all know that good oral hygiene leads to less dental problems.

2). Orthodontic treatment can create a better bite.

Fixing a bad bite (also known as malocclusion) will lead to more effective chewing and even better speech. However, a bad bite can lead to many problems including: tooth decay and gum disease, jaw problems, abnormal wear to enamel, speech problems and tooth loss.

3). Straight teeth are less likely to be injured.

If you have teeth that protrude or stick out, they are more susceptible to trauma. But properly aligned teeth can decrease risk of wear and tear from abrasive grinding.

And if you weren’t convinced just yet, did you know that Dental Select offers individual plans with orthodontic benefits? Check out our individual plan page for more details. Our co-insurance plus plan offers orthodontic coverage at 50% for children 18 and under and a 20% discount for adults. With proper care now, it may actually cost less than more serious dental issues that can develop down the road. And remember, treatment can begin at any age, although it’s ideal to begin orthodontic treatment in younger years.

Cost Estimate

Having a Major Dental Procedure? Request a Cost Estimate Before Your Appointment.

Did you know that you can request a cost estimate for your next dental procedure before you even sit in the chair? We call this a pre-determination of benefits. A pre-determination of benefits is a great way to see what a procedure may cost and how much your dental plan will cover. You can request a pre-determination of benefits through your dentist at any time. Although it is not required, we actually recommend it for major procedures – just to avoid any potential surprises.

Here’s how to request a pre-determination of benefits:

1 – Ask your dentist to submit a pre-determination of benefits for the procedure you are having performed.

2 – They will then submit a request, using an ADA approved claim form. This will be considered a pre-treatment claim that is entered into our system. Our adjudicators will review and process it in the same manner as a claim, less any payment procedures. Dates are not required for a pre-determination, so it’s ok if you don’t have this appointment scheduled yet.

3 – Once the pre-determination has been reviewed (7 – 14 working days), an estimated cost breakdown will be sent to you and your dentist.

Now, you can schedule your next dental procedure with peace of mind, knowing you have a better understanding of what is covered. If you ever have questions about your coverage, feel free to give our customer care department a call at 800-999-9789, and we will happily discuss your plan with you.